Andy Garlington

After twenty-three years as a Navy Surface Warfare Officer and ten years as a GS15 working for the Navy and Marine Corps, I understand the complex challenges and unique opportunities associated with military life and government service. I love helping people, and this career gives me the opportunity to make a real difference in the lives of the people I work with in the pursuit of long-term financial security.

Experience has taught me that the biggest obstacle to financial security for most people is the lack of intentional planning and practiced behaviors. As a First Command Financial Advisor, I am committed to building lasting relationships with clients and providing consistent coaching that informs smart, informed financial decisions to work toward specific and meaningful goals that are aligned with their values. I believe the longest distance between two points is always a shortcut, which is why I advocate time-tested financial principles, including prudent and responsible debt management, disciplined saving and investing, and a thoughtful insurance strategy for managing financial risk. As an Investment Advisor Representative (IAR), I am held to a fiduciary standard, required in all cases to act in the clients’ best interests.


About First Command

First Command was founded in 1958 by a retired Air Force officer intent on improving the financial well-being of service members and their families. Today, more than 500 First Command Financial Advisors across the country and abroad are committed to fulfilling the company’s Mission of “Coaching those who serve in their pursuit of financial security”.